Investment Products

• Equities 
• Fixed Income 
• Cash Management 
• Mutual Funds 
• Alternative Investments 
• Insurance and Annuities 
• Managed Accounts
• Investmet Products for RIAs and Private Wealth Managers 

Investor Services

• Account Services 
• Financial Planning 
• Lending Solutions 
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• Simple Account Consolidation 

Account Types

• Brokerage Accounts 
• College Savings Plans 
• Retirement Accounts 
• Employer-Sponsored Plans
• Investor Account Protection

Investor Alerts

• Waiver of 2009 Required Minimum Distributions (RMD) 
• Investors' Bill of Rights.  Learn more from the Securities Industry and Financial Markets Association (SIFMA) Investor Education Web Site.  
• Understanding FDIC® and SIPC® Insurance 

Investor Alerts

Waiver of 2009 Required Minimum Distributions

On Tuesday, December 23, 2008 the law H.R. 7327, the "Worker, Retiree, and Employer Recovery Act of 2008", was signed which waives Required Minimum Distributions (RMD) for 2009. This means that if you are turning 70½  in 2009 you are not required to begin taking your RMD from your retirement account in 2009. You may still choose to take a distribution although it is not required. As a reminder, if you turned 70½  during 2008, then you must continue to meet your RMD for 2008. You have until April 1, 2009 to take your RMD. Please note that Ziegler does not provide tax or legal advice. Please consult with your tax advisor concerning the impact of this change to your specific circumstances.