Business Lending and Financing
RealAdvance®
If
you are looking to tap into your personal assets to provide capital for
your small business, or if you have a need to finance commercial real
estate, the RealAdvance program available through your Ziegler
financial advisor may provide the solutions you need. RealAdvance
provides for an array of solutions including first mortgages, second
mortgages, interest-only mortgages, refinancing,
construction-to-permanent loans, home equity lines-of-credit with
either fixed or variable rates, and commercial real estate lending.
Our
clients have easy online access, and the application process is simple
and rapid loan decisions are available online following completion of
the application.
LoanAdvance®
LoanAdvance is a
securities-based non-purpose lending tool designed to offer you a line
of credit at competitive interest rates that can be used for personal,
consumer or business needs.
LoanAdvance allows you to pledge a
broad range of eligible assets as collateral, leveraging their combined
value while keeping your investment strategy on track. LoanAdvance has
benefits such as:
Competitive interest rates. Rates on LoanAdvance lines of credit are often lower than standard bank loans or credit cards.
No established repayment term.
As long as adequate collateral is maintained in the LoanAdvance
account, there is no required repayment schedule. You may prepay
without penalty.
Easy access to a line of credit.
The application process is simple and once established, funds can be
accessed as easily as requesting a check or wire transfer.
No fees.
There are no application, origination or filing fees that are typically
associated with personal loans, home equity loans, or bridge financing.
In addition, there are no prepayment penalties, termination fees or
closing costs.
Preservation of your investment portfolio.
You can avoid possible tax ramifications by using LoanAdvance for
personal credit needs instead of liquidating securities from an
existing investment portfolio. Best of all, you can continue to enjoy
the potential for capital appreciation and income. You can borrow up to
70% of the market value of qualified equity securities, mutual funds,
and investment grade corporate and municipal bonds – and up to 90% of
U.S. Treasury securities.
Managed Accounts.
LoanAdvance allows you to maintain your managed investment and cash
management accounts even after they have been pledged as collateral. If
you are currently invested in managed accounts, you do not need to move
assets into a separate collateral account.
Your Ziegler financial
advisor will help you to examine your needs and determine the tool best
suited to help you meet your goals. To learn more about LoanAdvance,
including current interest rates, contact your Ziegler financial
advisor our Client Service Center at 888.816.4466 or .
Raising Capital - The Ziegler Advantage
In
addition to these programs, we may be able to provide solutions for
your larger capital needs. Our investment bankers have expertise in
providing funding in several industries, and we have strategic
partnerships with other institutions that may be able help you raise
the capital you need to continue growing your business. Be sure to
discuss your needs with your financial advisor, who can help guide you
to the sources that will meet the needs of your business.
RealAdvance®
If you are looking to tap into your personal
assets to provide capital for your small business, or if you have a
need to finance commercial real estate, the RealAdvance program
available through your Ziegler financial advisor may provide the
solutions you need. RealAdvance provides for an array of solutions
including first mortgages, second mortgages, interest-only mortgages,
refinancing, construction-to-permanent loans, home equity
lines-of-credit with either fixed or variable rates, and commercial
real estate lending.
Our clients have easy online access, and the
application process is simple and rapid loan decisions are available
online following completion of the application.
LoanAdvance®
LoanAdvance
is a securities-based non-purpose lending tool designed to offer you a
line of credit at competitive interest rates that can be used for
personal, consumer or business needs.
LoanAdvance allows you to
pledge a broad range of eligible assets as collateral, leveraging their
combined value while keeping your investment strategy on track.
LoanAdvance has benefits such as:
Competitive interest rates. Rates on LoanAdvance lines of credit are often lower than standard bank loans or credit cards.
No established repayment term.
As long as adequate collateral is maintained in the LoanAdvance
account, there is no required repayment schedule. You may prepay
without penalty.
Easy access to a line of credit.
The application process is simple and once established, funds can be
accessed as easily as requesting a check or wire transfer.
No fees.
There are no application, origination or filing fees that are typically
associated with personal loans, home equity loans, or bridge financing.
In addition, there are no prepayment penalties, termination fees or
closing costs.
Preservation of your investment portfolio.
You can avoid possible tax ramifications by using LoanAdvance for
personal credit needs instead of liquidating securities from an
existing investment portfolio. Best of all, you can continue to enjoy
the potential for capital appreciation and income. You can borrow up to
70% of the market value of qualified equity securities, mutual funds,
and investment grade corporate and municipal bonds – and up to 90% of
U.S. Treasury securities.
Managed Accounts.
LoanAdvance allows you to maintain your managed investment and cash
management accounts even after they have been pledged as collateral. If
you are currently invested in managed accounts, you do not need to move
assets into a separate collateral account.
Your Ziegler financial
advisor will help you to examine your needs and determine the tool best
suited to help you meet your goals. To learn more about LoanAdvance,
including current interest rates, contact your Ziegler financial
advisor our Client Service Center at 888.816.4466 or .