Lending Solutions

Whether you are buying a home, refinancing an existing mortgage, growing your business, establishing a line of credit to help fund your child’s education or your dream vacation, or if you simply want to increase your investment buying power, Ziegler offers a suite of lending programs to help you reach your goals. Through our LoanAdvance® and CreditAdvance®  lending programs, we offer flexible, competitive options to suit almost any need, along with the consultation and guidance of your trusted Ziegler financial advisor.

We offer flexible, competitive lending options to suit almost any need, along with the consultation and guidance of your trusted Ziegler financial advisor.

• Securities-Based Line of Credit
• Margin Solutions 

RealAdvance and LoanAdvance funds may not be used for the purpose of securities investment. Restrictions in some states may affect credit line amount minimums, and may not be available to residents of Mississippi, Nevada, Rhode Island and Vermont. Please contact your financial advisor for details regarding state restrictions and minimums.

LoanAdvance and CreditAdvance may not be appropriate for all investors, and risks should be carefully evaluated. If the market value of the collateral account depreciates, the borrower may be required to deposit additional funds or marginable securities into the account. Failure to satisfy account maintenance requirements will result in restrictions on your account and liquidation of sufficient securities to bring the account to an acceptable equity level. Purchaing securities on margin can expose investors to the potential for higher losses and an investor can lose more funds than are deposited into the CreditAdvance account.

Borrowing on margin and using stocks as collateral involves a high degree of risk.

Market conditions can magnify any potential for loss; if the market turns against the investor, he or she will be required to deposit additional securities and/or cash in the account.

The securities in the account may be sold to meet the margin call, and the firm can sell the investor’s securities without contacting them.

Interest rates charged are determined by the value of the cash and securities in the account prior to initiating the loan.