Minimize Taxes.

A $700 BILLION BAILOUT PACKAGE. A RECORD NATIONAL DEFICIT. A NEW CONGRESS.

What might all of this mean for taxpayers?

We can almost be assured that many of us will see an increase in our personal tax burden in the coming months and years. Here are just some of the proposals put forth by the incoming administration:

• Allow the top tax bracket to return to its former level of 39.5%.
• Raise capital gains taxes on higher-income families from 15 to 20 percent.
• Address Social Security funding by raising employer and employee withholding from higher incomes by one or two percentage points or by removing corporate tax breaks for firms that move jobs overseas.

What action can investors take?

Tax-free municipal bonds can help investors minimize their taxes. Federally tax-free, and typically tax-free within their state of issuance, municipal bonds may be your solution. For an investor in the 35% tax bracket, a municipal bond paying 9% is actually a yield of about 14%. And for an investor in the 25% tax bracket, it's 12%.

The Ziegler Advantage

At Ziegler, we are Nationwide leaders in the underwriting of bonds in our focus sectors of healthcare, senior living, religious organizations and schools. The vast majority of these securities are federally tax-exempt, and many are also state tax-exempt in the state of issuance. Take advantage of the resources we have available for providing tax-advantaged investments for your portfolio.

• View our Current Offerings. 
• Check out our Taxable Equivalent Yield calculator.
• Sign up to receive alerts for new issues.
• Learn more about municipal bonds.
• Contact your financial advisor or one of our fixed-income experts in our  to learn more about opportunities that might be right for you.

Fixed income securities are subject to market risk and interst rate risk. If sold in the secondary market prior to maturity, investors may experience a gain or loss depending on interest rates, market conditions and the credit quality of the issuer. B.C. Ziegler and Company does not provide tax or legal advice. Please consult your tax advisor regarding the suitability of these fixed income investments in your portfolio.