Tomorrow is right around the corner

You've been saving for "tomorrow" and making plans for your retirement throughout your entire adult life. Now this next phase of your life is right around the corner. What will this next stage bring for you? A second career? A new education? More travel? Time with your grandchildren? The decisions that you make now are crucial in determining if you will meet your goals.

Your Ziegler Wealth Management financial advisor can help you strike the right balance between growth and income in your portfolio, and round-out the picture with appropriate investments and services. We can also help guide you through some of the other important decisions you'll face at this stage in your life, such as; which pension option to choose, what to do with your 401(k), how much income will you need to support your lifestyle, how have your insurance needs changed, and how can you start planning now, to ensure that your family is taken care of in the future.

With so many important decisions to make before I retire, where do I start?

Start by talking with an expert financial advisor who specializes in helping people just like you transition from your "first career" into whatever you have planned for the next stage of your life.  Having a plan in place that's tailored to your needs and goals will give you the peace of mind to take the steps you'll need to in order to retire.

Here are a few tools and ideas for you to start thinking about at your stage in life:

• Asset Allocation 
• Financial Planning 
• Emergency Fund Planning 
• Pre-Retirement Planning 
• College Planning 
• Tax Planning 
• Charitable Giving 
• Estate Planning 
• What to do if You're Divorcing 

Calculators

• Retirement Savings Calculator
• Roth vs. Traditional Comparison
• I'm retired, how long will my savings last?
• Comprehensive Mortgage Calculator
• Life Insurance Estimator
• How do taxes and inflation impact my return?
• Taxable Equivalent Yield

The Next Step

You've identified your needs and goals, but you need help putting together a roadmap to get there. Now what?

It's simple:

• If you're already a Ziegler client, call your Ziegler financial advisor today.
• If not, contact our Client Service Center at 888-884-8339 or clientservice@ziegler.com.
• If you're interested in a complimentary, comprehensive financial plan, complete our questionnaire and we'll put together your tailored financial plan using our sophisticated tools and expert advice.