Investment Products

• Equities 
• Fixed Income 
• Cash Management 
• Mutual Funds 
• Alternative Investments 
• Insurance and Annuities 
• Managed Accounts
• Investment Products for RIAs and Private Wealth Managers 

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• Account Services 
• Financial Planning 
• Lending Solutions 
• Trust Services 
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• Simple Account Consolidation 

Account Types

• Brokerage Accounts 
• College Savings Plans 
• Retirement Accounts 
• Employer-Sponsored Plans
• Investor Account Protection

Investor Alerts

• Important Dates Regarding Your 2009 Year-End Tax Forms 
• Waiver of 2009 Required Minimum Distributions (RMD) 
• Investors' Bill of Rights.  Learn more from the Securities Industry and Financial Markets Association (SIFMA) Investor Education Web Site.  

Investor Alerts

Important Dates Regarding Your 2009 Year End Tax Forms

January 31 -  IRS Form 1099
Your Form 1099 will be mailed by January 31, 2010. If you received income from a regulated investment company or an equity that will or has reclassified income during the year, you will receive your Form 1099 by February 15. (See additional information below.)

February 15 - IRS Form 1099
Mutual Funds, REITs and UITs
Your Form 1099 will be mailed by February 15, 2010, if you have received income from a regulated investment company (RIC), including mutual funds (open or closed end), real estate investment trusts (REITs), and unit investment trusts (UITs) and certain equities that reclassify their income. Your form will be scheduled to mail on this date to allow the issuer the time necessary to calculate and disclose the proper income classification for tax purposes. The extended date will reduce the possibility that a revised Form 1099 will be issued by the funds.

April 15 - IRS Form K-1
While we appreciate our investors’ desire to file their personal income tax returns as soon as possible, investing in partnerships, commodity funds and some managed accounts can result in delays in making necessary personal income tax filings.  Under IRS regulations, Form K-1, which collects and reports activity from those investments, must be sent to investors by April 15 of the subsequent year.

Additional Information
Both Ziegler and our clearing firm, Pershing, LLC make every effort to deliver client tax information in a timely manner. However, some tax reporting information is provided by third parties and we cannot guarantee the timeliness of these outside partners. Please consider the dates provided above as general guidelines when making an appointment with your tax advisor.

For more information, contact your financial advisor or the Ziegler Client Service Center at 866 ZIEGLER.
  

Waiver of 2009 Required Minimum Distributions

On Tuesday, December 23, 2008 the law H.R. 7327, the "Worker, Retiree, and Employer Recovery Act of 2008", was signed which waives Required Minimum Distributions (RMD) for 2009. This means that if you are turning 70½  in 2009 you are not required to begin taking your RMD from your retirement account in 2009. You may still choose to take a distribution although it is not required. As a reminder, if you turned 70½  during 2008, then you must continue to meet your RMD for 2008. You have until April 1, 2009 to take your RMD. Please note that Ziegler does not provide tax or legal advice. Please consult with your tax advisor concerning the impact of this change to your specific circumstances.