FHA/HUD Mortgage Lending


ZFC can provide highly leveraged, non-recourse, long-term financing solutions for Multifamily housing projects and low-income apartment projects nationwide. ZFC is a designated FHA Multifamily Accelerated Processing (MAP) program lender. ZFC is also an approved LEAN lender and loan servicer.


FHA’s Multifamily Programs are uniquely flexible and provide borrowers with a variety of options to address their financing needs. From traditional refinancing to structured transactions involving leaseholds, new construction, substantial rehabilitation or repositions and mixed-use and elderly, housing communities.


  • New construction of low-income apartment & cooperative apartments
  • New construction of moderate income & market rate apartments, housing for the elderly apartments & condominiums (IL)
  • Refinancing of existing debt on Multifamily / Apartments
  • Acquisition financing for Multifamily / Apartments


Multifamily & Low-Income Housing Programs

  • Section 207/223(f) Pursuant to Section 202
  • Section 207/223(f)
  • Section 223(a)(7)
  • Section 220
  • Section 221(d)(4)
  • Section 231


Term Sheets


We customize solutions to meet our client’s strategic and financial objectives, and take a true advisory approach into our engagements and long-term relationships. Get to know us and meet our team of experts.
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